A New AI Agent Payment Protocol

Hi everyone,

Google's pushing boundaries with its new Agent Payments Protocol, smoothing the edges of AI-initiated transactions and sparking discussions on trust and accountability. How will this reshape commerce as we know it?

Meanwhile, OpenAI steps up its game with enhanced safety features for teens on ChatGPT, prioritizing security amidst expanding digital risks. It's about time we see big tech put teen safety at the forefront, don't you think?

Check out my free course on SharePoint Online Data protection!

As always, check out our partners Pacaso and The Marketing Millenials

Let's get right into it.

In this issue:

• 🤝 In Partnership: Shared homes shared gains

• 📚️Newsletter Updates: Free course on SharePoint Online Data Protection and Recovery

• 🤿Deep Dive: Google launches Agent Payments Protocol

• 🤝 Supported by: Weekly fresh marketing ideas

• 🖼️AI Art: Examples of great and trending AI art

• 🤿Deep Dive: OpenAI adds teen safeguards

• ⚒️Tool Snapshots: Tools for AI, no-code, and productivity

🤝IN PARTNERSHIP WITH PACASO

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📚️ NEWSLETTER UPDATES

New course: SharePoint Online Data Protection and Recovery

We’ve released a new course - Beyond the Bin: SharePoint Online Data Protection and Recovery

Many organizations believe their SharePoint data is always protected, but unexpected deletions and data loss are more common than you think. This course helps you understand the real risks, how to safeguard files with Microsoft’s built-in tools, and when to extend your protection with dedicated backup and recovery solutions.

Created in partnership with CloudAlly, this course gives you the practical steps and confidence to keep your data secure and recoverable.

🤿 DEEP DIVE

Google and Partners Launch Agent Payments Protocol for AI Agents

Intelligence: Google introduced an open protocol called AP2 to standardize and secure payments initiated by AI agents across platforms, with broad industry support and a path for both traditional and crypto rails.

• AP2 is an open protocol that extends Agent2Agent and the Model Context Protocol, enabling agent-initiated payments across cards, bank transfers, and stablecoins in a payment-agnostic way.

• It addresses core trust needs in agent-led commerce by standardizing authorization, authenticity, and accountability so users, merchants, and providers can transact with consistent rules and risk controls.

• AP2 uses Mandates as cryptographically signed digital contracts backed by verifiable credentials to capture user intent and the final cart, supporting both real-time approvals and pre-authorized delegated purchases and creating an auditable trail from intent to cart to payment.

• Google is collaborating with more than 60 organizations, including American Express, Mastercard, PayPal, Coinbase, Intuit, Salesforce, ServiceNow, UnionPay International, and Worldpay, to drive adoption and align with industry standards.

• For crypto and Web3, partners including Coinbase, Ethereum Foundation, and MetaMask launched the A2A x402 extension to enable agent-based stablecoin payments and guide future crypto integrations into AP2.

• Adoption will be supported through an open GitHub repo with specifications and reference implementations and through the AI Agent Marketplace, including B2B uses like procurement via Google Cloud Marketplace and automated software license scaling.

🤝SUPPORTED BY THE MARKETING MILLENNIALS

Marketing ideas for marketers who hate boring

The best marketing ideas come from marketers who live it. That’s what The Marketing Millennials delivers: real insights, fresh takes, and no fluff. Written by Daniel Murray, a marketer who knows what works, this newsletter cuts through the noise so you can stop guessing and start winning. Subscribe and level up your marketing game.

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🖼️ AI ART

Examples of great and trending AI art

🤿 DEEP DIVE

OpenAI Expands Teen Safety and Parental Controls for ChatGPT

Intelligence: OpenAI outlined new and planned safeguards that tailor ChatGPT for teens, default to stricter protections when age is unclear, and add parental controls rolling out by the end of the month.

• OpenAI is building a long-term age prediction system to determine whether a user is over or under 18 and tailor the experience accordingly, with a conservative default to the under-18 experience when age is uncertain and a path for adults to verify age to restore adult features.

• The teen experience will enforce age-appropriate policies that block graphic sexual content and, in rare cases of acute distress, may involve law enforcement to ensure safety.

• Parents will get controls by the end of the month to link accounts via email invitation, set teen-specific model behavior rules, disable features like memory and chat history, receive acute distress notifications with escalation if parents are unreachable, and set blackout hours for usage.

• All users will continue to see in-app reminders during long sessions to encourage breaks.

• When principles conflict, OpenAI says it will prioritize teen safety ahead of privacy and freedom and will explain its reasoning.

• OpenAI is expanding engagement with experts, advocacy groups, and policymakers and will keep sharing updates as it learns from feedback.

⚒️ TOOL SNAPSHOTS

Futuristic tools within AI, no-code, and productivity

• 🚀 Your Next Store - Streamline your high-performance online store launch. Free to try.

• 💼 RizzCalc - AI-powered financial modeling in Google Sheets effortlessly. Free to try.

• 📲 GPT-5 Codex - Enhanced real-time collaboration & autonomous task handling everywhere. Free option available.

• 🎥 Bazaar V3 - Transforming screenshots into dynamic app promotion videos. Free to try.

• 📝 Kan.bn - Open source tool for effortless work organization. Free option available.

ℹ️ ABOUT US

The Intelligent Worker helps you to be more productive at work with AI, automation, no-code, and other technologies.

We like real, practical, and tangible use-cases and hate hand-wavy, theoretical, and abstract concepts that don’t drive real-world outcomes.

Our mission is to empower individuals, boost their productivity, and future-proof their careers.

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